"Serving the financial needs of Eden, NC!!!"

HEY GUYS, WE HAVE SOME FANTASTIC NEWS!!!  WE ARE NOW PARTNERED WITH A MORTGAGE BANKER!!!  What does that mean to you?  Better pricing...better service...better "turntimes!!!"  As the mortgage industry continues to make changes throughout the country, we want to make sure that we are offering all of our customers the best pricing, servicing, and turntimes available!!!  Keeping that goal in mind, we have made a corporate decision to bring aboard a MORTGAGE BANKING DIVISION to service our residential mortgage loan customers.  It is YOU, our customer, that has brought about this change!!!  WE ARE EXCITED!!!

In meeting these ever-changing market conditions, we have not lost sight of the goal -- The American dream -- home ownership! More people are taking advantage of today's low rates to buy their first home, or their dream home. ACL is on your side! We will help you find the best mortgage for your needs, so you can concentrate on getting ready to move in!

If you can imagine it, we can do it. FHA, VA, USDA RD, Conventional, Reverse Mortgages, Jumbo, Fannie Mae, and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home.  As a mortgage banker, with thousands of programs, we should be able to find a "fit" for your specific situation.

First time home buyer? Bad Credit?  We can help with those challenges, too!!!  Call our office today, and make your reservations for our monthly "The First Time Home Buyer Education Seminar" or our EXTREMELY POPULAR "Understanding Your Credit Score Seminar."  The successful completion of these programs can save you thousands of dollars in finance charges (lower interest rates) and mortgage insurance premiums (higher credit scores)!!!  You wanna know the best part?  It's all FREE!!!

Before you even start home shopping, get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. You will be well on your way to the mortgage program that's right for you as soon as you make the offer!

You don't pick the house that is best for someone else, you pick the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! What fits best...a suit off the rack, or a suit that is tailor-made? We can help you get there.

Browse our website to learn about today's rates and programs, what you'll need to apply, how easy it is to prequalify and earn the clout of a cash buyer, and how we help find the loan that's right for you. You'll be putting up -- and then taking down -- that SOLD sign in no time!

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition -- anything you can think of!  It's confusing enough.  Leave the stress to the mortgage professionals. Our intent is to chauffeur you through the process!