"Serving the financial needs of Eden, NC!!!"

EFFECTIVE IMMEDIATELY: NO BORROWER-PAID BROKER FEES*!!!

CAN YOU BELIEVE IT?  We have been in business for nearly 11 YEARS now!!!  We owe our loyal customers something, and we think we have come up with the PERFECT idea!!!  NO FEES*!!!

  A.C.L. Mortgage Services, L.L.C. started out as a "net branch" for NovaStar Mortgage, Inc. in Reidsville, NC on Thursday, 02/01/2001.  Pretty much, the only products that we offered back then were subprime in nature.  Now, we have evolved into one of the most competitive mortgage companies in the region.  If you can imagine it, we can do it. FHA, VA, USDA RD, Conventional, SBA, Commercial USDA RD, Jumbo, Jumbo Conventional, Fannie Mae, and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home or business.  As a mortgage lender, with thousands of programs, we should be able to find a "fit" for your specific situation.

As the mortgage industry continues to make changes throughout the country, we want to make sure that we are offering all of our customers the best pricing, servicing, and turntimes available!!!  Keeping that goal in mind, we have made a corporate decision to bring aboard a MORTGAGE LENDING DIVISION to service our residential mortgage loan customers.  It is YOU, our customer, that has brought about this change!!!  Brooke Smith Mize is overseeing that operation!!!Come by and visit with her TODAY!!!

In meeting these ever-changing market conditions, we have not lost sight of the goal -- The American dream -- home ownership! More people are taking advantage of today's low rates to buy their first home, or their dream home. ACL is on your side! We will help you find the best mortgage for your needs, so you can concentrate on getting ready to move in!

First time home buyer? Bad Credit?  We can help with those challenges, too!!!  Call our office today, and make your reservations for our monthly "The First Time Home Buyer Education Seminar" or our EXTREMELY POPULAR "Understanding Your Credit Score Seminar."  The successful completion of these programs can save you thousands of dollars in finance charges (lower interest rates) and mortgage insurance premiums (higher credit scores)!!!  You wanna know the best part?  It's all FREE!!!

Before you even start home shopping, get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. You will be well on your way to the mortgage program that's right for you as soon as you make the offer!

You don't pick the house that is best for someone else, you pick the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! What fits best...a suit off the rack, or a suit that is tailor-made? We can help you get there.

Browse our website to learn about today's rates and programs, what you'll need to apply, how easy it is to prequalify and earn the clout of a cash buyer, and how we help find the loan that's right for you. You'll be putting up -- and then taking down -- that SOLD sign in no time!

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition -- anything you can think of!  It's confusing enough.  Leave the stress to the mortgage professionals. Our intent is to chauffeur you through the process!